Real Estate Tools
The calculators and market numbers Chris's clients use to price a move before they commit to it.
Rent vs Buy
Compare the true long-term cost of renting against buying. Factor in equity build-up, appreciation, maintenance, and the opportunity cost of your down payment over 3 to 25 years.
Launch CalculatorUpsizing Calculator
Moving to a bigger home? See your net proceeds from the sale, total funds needed to close, and the real monthly carrying-cost difference before you commit.
Launch CalculatorDownsizing Calculator
Free up the equity in your home. Calculate freed cash after a smaller purchase, monthly savings, and the passive-income potential from investing the difference.
Launch CalculatorCost to Own
The real monthly number: mortgage payment with Canadian compounding, property tax, condo fees, insurance and utilities, with CMHC added automatically under 20% down.
Launch CalculatorLand Transfer Tax
Ontario land transfer tax on any purchase price, with Toronto's municipal tax added if you are buying there, and the first-time buyer rebates.
Launch CalculatorMortgage Payment
Monthly, bi-weekly and accelerated payments for any rate, term and amortization, calculated the Canadian way.
Launch CalculatorClosing Costs
Everything due on closing day beyond the price: land transfer tax, legal fees, title insurance, adjustments and more.
Launch CalculatorAffordability
How much home your income, debts and down payment actually support under current stress-test rules.
Launch CalculatorHamilton, Burlington, and Oakville, Updated Monthly
The Hamilton board's and TRREB's numbers for all three cities, refreshed every month when the new release comes out.
Hamilton Market Stats
Prices, sales, and inventory for the city and every district, from Ancaster to Stoney Creek.
View the NumbersBurlington Market Stats
Burlington sales, prices, and inventory, houses and condos split out.
View the NumbersOakville Market Stats
Oakville sales, prices, and benchmark values by home type from TRREB Market Watch.
View the NumbersNeighbourhood Guides
Thirty-one guides across Hamilton, Burlington, and Oakville: the houses, the prices, the schools, and what to watch for.
View the NumbersAbout These Tools
Built for real Hamilton, Burlington, and Oakville decisions.
These calculators account for the specifics of buying in Ontario, including land transfer tax, CMHC mortgage insurance premiums, and realistic maintenance reserves. They are designed to surface the costs most buyers overlook.
Ontario-specific math
Tiered land transfer tax, CMHC premiums by down payment band, and realistic closing costs baked in.
Live updates
Every field recalculates instantly so you can test scenarios without reloading or waiting.
Real numbers
No hidden assumptions. Maintenance, opportunity cost, and equity build are surfaced, not glossed over.
Need a number for your own situation.
These tools are estimates. For a number specific to your property, lender, and timeline, talk to Chris.
Book a strategy call Get a home valuation