Tool

Upsizing Calculator

Find out what your next home could look like. Calculate your buying power based on your current home equity.

Current Home Sale

Current home value ($) Remaining mortgage balance ($) Sale closing costs (% of sale price)

Include commission, HST on commission, legal fees, and adjustments.

New Home Larger Purchase

Target purchase price ($) Down payment (% of price)

Rate (%)

Amortization (yrs)

Purchase closing costs (% of price) Property is in Toronto (include MLTT)

Your Upsize Summary

Net proceeds from sale

Total upfront needed

Gap / surplus

New monthly payment (P&I)

Sale Proceeds Breakdown

Sale price$0

Sale closing costs$0

Mortgage payout$0

Net proceeds$0

New Home Upfront Costs

Down payment$0

Ontario LTT$0

Toronto MLTT$0

Purchase closing costs$0

Total upfront needed$0

New Mortgage Details

Mortgage amount$0

Monthly payment (P&I)$0

Total interest over amortization$0

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Estimates only. Mortgage payments use Canadian semi-annual compounding. Real numbers depend on your property, market timing, lender products, and closing details. Not financial advice.